Most of us have probably started our Christmas shopping or half way done with it. Today we started ours by putting our gifts on layaway. I love using layaway because I would never have to worry about coming up with all that money up front. Then just make payments until it is paid off. We are hoping by the end of November we will be all set and no more shopping left :)
But I would also like to make the suggestion of buying things that are handmade. A lot of people enjoy handmade items as gifts. Check out this website for all your handmade shopping:
http://www.etsy.com/
I love this website and sell the items that I make there too. I found a lot of amazing gifts for this year also.
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